The date on which cover begins under this policy as set out in the Policy Schedule.

Excess’ is the amount you are responsible for paying towards your own claim as set out in the Policy Schedule.

Extra time given for the payment of outstanding premium to be paid.

Information that affects our decision to insure your property on the terms and conditions in this policy.

The period for which we have received your premium

Means the owner of the registered portable possessions

A legal document that forms part of your Oracle Insure policy. It sets out your details, your cover, and your premium.

The premium due as set out in the Policy Schedule/ premium section of your policy. This is the amount that you agreed to pay us for your cover.

The date on which you must pay the premium.

The date in each month that we will debit the premium payer’s bank account, as set out in the Policy Schedule document for your policy.

The frequency at which your policy premium is collected. This is monthly.

A qualifying portion of the premium paid, according to the number of remaining days covered on the policy.